The South African Rand (ZAR) is the official currency. Credit and debit cards are widely accepted in cities, restaurants, hotels, and larger shops. Visa and Mastercard are more commonly used than American Express. It’s wise to carry some cash for tips, small markets, or rural areas. ATMs are plentiful but use those located in safe, secure areas. Tipping is customary in South Africa — typically 10-15% at restaurants and small amounts for guides, drivers, and hotel staff.
